Who we are

Positive Finance  Solution is a trading name of PFS Groups who are a UK based online loan company.

We're an Independent loan company, who are one of the largest globally recognised loan companies in the UK with a history dating back over 20 years.

Things we like:

  • Providing great service
  • Being convenient
  • Lending responsibly
  • Great communication

Things we don’t like:

  • Unnecessary charges
  • Bad service
  • Keeping people waiting
  • Unexpected expense
We’ve been helping people get the money they need to do the things they want for more than 20 years. So when they see the name ‘Positive Finance Solution’, they know they can expect a service that goes the extra mile.

We treat everyone as an individual – whatever their personal circumstances...

...which means we’ll always give someone a fair hearing and help if we can. We don’t do ‘one size fits all’ policy. We find deals that are a perfect fit. Even if your credit rating’s not perfect.
We've already helped more than 250,000 people - and we could help you too..

What we do

As a responsible lender we always make sure you meet our lending criteria, and conduct affordability checks and personal details verification – to help make sure you don’t get yourself into any difficulty.

We provide a straightforward, friendly and efficient service - if your loan is approved, we aim to have your funds in your bank account within Twenty Four hours*.

Simple.

Get a quick decision

We aim to give you a quick decision when you apply. If we can't, we may just need some more information from you.

Upfront charges

We only charge the Origination fee we agree with you upfront. There are no additional charges or fees. If you need a bit of extra help, we want to work with you to agree an affordable payment plan.

Manageable repayments

We'll agree the repayment amount and date it's due to be taken up front so you know what to expect. Repayments are then taken monthly on the agreed date from your bank account.

Affordability check

As part of our assessment we will conduct an affordability checks for each loan to help make sure you don't get into any difficulty. You don't necessarily have to have a perfect credit rating to get a loan with us.

We also believe in
giving a bit back.

Our charities range from the local to the international - from small ways we can make a difference to large life-changing projects costing many thousands of pounds.

What Our Customer Says About Us;

APPLY FOR OUR LOAN TODAY AS OUR LOAN IS OPEN AND FLEXIBLE TO ALL AND YOU CAN  BE THE NEXT GIVING YOUR TESTIMONIAL.